Four Questions for Your Financial Advisor About Recession & Rising Prices
It’s time to be realistic about inflation and recession and the fact that it just got harder to achieve your financial goals. The Fed raised the…
April 2023 Brings RMD Deadline For Many
RMDs are usually made at year end, but folks who turned 72 years old in 2022 are now covered by a new rule that allows the first required minimum…
SECURE 2.0 Act Pros and Cons, Winners and Losers
Americans simply aren’t saving enough for retirement. Retirement plans are one of the top benefits you can offer to your employees. And thanks to…
Rebalancing Your Portfolio According To Your Age And Priorities
The age when you first start getting Social Security payments is one of the most important decisions you’ll make that affects the size of your…
Costly Social Security Mistakes Most Folks Make
The age when you first start getting Social Security payments is one of the most important decisions you’ll make that affects the size of your…
Don’t Get Caught Making These Crypto Mistakes
It’s no secret the second quarter will be impacted by rapidly changing interest rates, Fed tightening due to a serious miscalculation about…
What Is Your Portfolio’s Potential for Resilience?
It’s no secret the second quarter will be impacted by rapidly changing interest rates, Fed tightening due to a serious miscalculation about…
What’s New in ESG Portfolios and Investment Trends
January is a great time to review contributions to your retirement plans. Starting in 2022, the maximum contribution that individual U.S. taxpayers…
Review Funding For Your Retirement Accounts In 2022
January is a great time to review contributions to your retirement plans. Starting in 2022, the maximum contribution that individual U.S. taxpayers…
Gift and Trust Tax Strategies To Consider For 2021
This is an update to a prior article written before the election and a Biden Presidency solidified the possibility for tax reform in 2021 or 2022.…
Rebalancing Portfolios Post Election And Post Pandemic
It is time for clients to revisit and rethink their investment portfolios. The post-pandemic period will create new opportunities, but the…
Recent Changes to RMDs and Retirement Plans
The SECURE Act changed the age when individuals must begin taking withdrawals from their retirement accounts. Now, if a person’s 70th birthday is…
New Investors Beware Tax Triggers
Just started investing this year? Learn how to recognize and handle potential tax triggers! Despite erratic markets, many young professionals…
Enhanced Charitable Tax Breaks For 2021
The Consolidated Appropriations Act, 2021, ushered in 2 new tax changes that will boost donors’ tax deductions for charitable giving this year. But…
Trends That Will Impact Financial Markets In The New Year
2021 will be a year of continued uncertainty. Many risks exist to economic vitality and social stability besides COVID that investors should be aware…
Perspectives And Perceptions Of Women and Investing
Women are more vulnerable and less prepared for retirement than their male counterparts. Why are they at risk? Consider these sobering *statistics: •…
Cash Balance Plans Maximize Retirement Contributions And Tax Deductions
You can’t predict the political future but you can plan for it! Here are some estate planning ideas for consideration based on uncertainty as to what…
Estate Planning With 2021 Vision
You can’t predict the political future but you can plan for it! Here are some estate planning ideas for consideration based on uncertainty as to what…
Rebalancing Your Pandemic Portfolio
If you tapped your 401(k) due to the pandemic, even if you are not ready to replace the funds, it’s not a bad idea to start to develop a plan to get…
RMDs For 2020 Waived For Retirees
The financial advisors at TFGFA would like to remind senior clients that they are not required to take money out of their IRAs and workplace…
The Pandemic Effect on Your Portfolio Choices
In the real estate world the old adage for success is “location, location, location,” the mantra in the investment world is “diversify, diversify,…
10 Dollar Do And Do Nots During The Pandemic
The black hole sucking the life out of the equity markets is mind-boggling. Over the last few weeks we have seen lows that have rivaled some of the…
Big Market Declines Call For Tax Loss Harvesting Techniques
The black hole sucking the life out of the equity markets is mind-boggling. Over the last few weeks we have seen lows that have rivaled some of the…
Have A Buffer For When Bad Things Happen
A recent New York Times article laments that most families lack enough savings for emergencies. We all grew up hearing that it was good sense to “put…
Avoiding the Coronavirus Financial Roller Coaster Ride
There is an old adage on Wall Street: “The market goes up the escalator and down the elevator.” Stock gains tend to grow in small, steady streams,…
Do Not Let Coronavirus Fuel Financial Fears
As Coronavirus fears shook markets last week and led to the steepest (and quickest) stock drop in over a decade, even usually safe investments…
Retirement Planning and the SECURE Act
Could the name be anymore awkward? The SECURE Act stands for “Setting Every Community Up for Retirement Enhancement” Act of 2019. The bill is…
What Type Of Investment Personality Are YOU
The psychology of investing is interesting indeed, but it can also be an invaluable lesson for investors who want to improve their returns. Realizing…
Can Thirty Somethings Count on Social Security
How close are the trusts that fund Social Security to running out of money? Worries began back in the 1980s, but over time the Social Security…
Fees May Be Chipping Away At Your Retirement Savings
Everybody loves a bargain, but why is it that when it comes to retirement plans not many people shop around, or take the time to ask about what they…
